Our team is skilled at helping our clients identify, negotiate, and close on the home of their choice. We listen to your needs, wants, and non-negotiables to get the best sense for which homes, neighborhoods, and even particular streets will appeal to you. We want your biggest concern to be answering the question, “Which of these three great homes should I buy?”
This is the most important step when it comes to buying a home. You need someone who is knowledgeable about the area, local policies and government, and costs of potential remodel costs and most importantly someone who can negotiate to get you the best price and terms when buying a home.
A lot of people have hesitation when speaking to a lender. Getting a lender on board sooner than later is only going to help you. A good lender will not only help you determine a price and walk you through what your payments will look like, they can also help structure loan incentives that we might be able to leverage when submitting offers. Making sure you get fully pre-approved will help you avoid any possible hiccups later on down the road when you go under contract.
This is when we sit down and discuss the process, answer questions, and hone in on your search to include the best possible properties out there. By the end of the Consultation, you should have a clear understanding of the home-buying process, home search criteria, and necessary paperwork we will need to use.
Once you start receiving properties, it is important to keep everyone informed about your favorite properties. If there is a good kitchen or bathroom, make sure to point it out. If there is anything that jumps out as a 10/10, make sure to notify us as soon as possible. Speed in getting to the property could be important.
Our goal is to show you the best of the best in houses. If there is something worth seeing and it fits your search criteria, let's go see it! We will coordinate with the seller and your schedule and get a showing on the calendar. If it's not perfect, we will discuss the pros and cons and keep searching.
When you find the right property, let's write an offer. You have several options when writing the terms including several dates and deadlines for inspections, lending, and title purposes. The Colorado Contract to Buy and Sell favors the buyer in most circumstances. As long as we stick to the contract and the deadlines we set up, the home-buying process should be a smooth process.
Once all parties have signed the Contract or Counterproposal, we are officially under contract. The dates typically take 30 days from going under contract. Depending on the loan and how things were structured, we might be able to close earlier or later depending on the situation.
You will have the right to bring in your own 3rd party inspector. They will spend a few hours in the property and the inspector will give you an Inspection Report at the end. It will be up to you and the Contract if you submit an Inspection Objection (Request for the seller to make repairs). The Seller will have a few days to review the Objection and will respond with the Inspection Resolution.
If you are planning on using a loan, there is a high likelihood that there will be an appraisal. An appraiser is the one who determines the final assessment of the property value. As long as both real estate agents did their jobs correctly when going under contract, there shouldn't be any major issues. If there is an issue, we will have the ability to negotiate with the other party.
By the Contract, the Seller has the right to pick their own title company unless we state otherwise. We will need to sign all documents on the day of closing at the title company. Until we have final notice from the lender, keep the closing date as a floating date. Once it's locked down, clear your schedule so we can sign some paperwork and celebrate!
Sometimes we can negotiate the seller have a few extra days in the property after closing. If that is the case, you will get keys to the property and become a temporary landlord while the seller moves out. We can negotiate terms and conditions of the lease-back when writing the offer.